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Broward Banner Header Calgary Truman Homes TrueCondos V4

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The No Brainer Investment Formula

Broward Truman Homes Calgary Condos Formula

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These Always Sell Out

SOLD OUT CALGARY plaza condos west district

Why Calgary?

Why Calgary new Mondrian June 2022 v2
broward condos compare calgary to toronto v2

DOWNTOWN CALGARY

The Broward Condos Location Calgary City True Condos Truman

EXPERIENCE THE SPIRIT OF THE CITY

Just one block away from both the lively 4th Street S.W. and the iconic Red Mile, The Broward is perfectly located in the centre of the city’s most vibrant and entertaining downtown district.

From a distance, the view of Calgary’s skyline is what you would expect from a city of over 1.2 million people. But, when you find yourself in and amongst our downtown, you experience just how diverse and unique the heart of the city is to Calgary. Cultural landmarks like the Bow Skyscraper, new Central Library, National Music Centre and Glenbow Museum not only impress from afar, but invite you in to explore and learn. Heritage buildings such
as Old City Hall, Calgary Public Building, and the Calgary Tower remind us of our roots.

Taste resides here in abundance. You’ll find names and labels that are the signatures of a lifestyle that applauds ambition and achievement. Which is why it should come as no surprise that so many of the world’s most esteemed restaurants, boutiques, and personalities await your discovery around every corner.

The Broward Condos Image Location Calgary Building
The Broward Condos Skyline Aerial Location True Condos

Whether you bike, walk, drive or take public transit, there are countless ways to explore the city and get where you need to be.

Calgary is home to the most extensive outdoor pathway and dedicated bike path network in North America. Over 1,000 kilometers of paved multi-use pathways connect dozens of communities, parks and attractions. The city has an additional 290 kilometers of on-street bikeways, including dedicated downtown bike lanes.

Take in a view of the stunning city skyline with a walk to Scotsman’s Hill. Test out the paved pathways with a quick bike ride to Prince’s Island Park, where you can traverse the island and admire inner-city wildlife including Canadian geese and mallard ducks.

Eager to explore more of downtown? Cycle one of the many bike lanes or cycle tracks that provide a physical barrier from cars and sidewalks. Kick your adventure into high gear and experience Calgary on one of the countless bike paths that wind through desirable city highlights, stunning parks and nature reserves.

The Broward Condos Location Map True Condos Calgary

The Broward Condos FAQ

I’m interested in buying a unit, what do I do next?

If you are interested in securing a unit, the next step is to fill out a worksheet at truecondos.com/worksheet with all your information and your top-3 suite choices.

Demand is very high, units are selling quickly and will sell out soon – get your worksheet filled out right away.

Questions? Call 647-371-0110

How long is the Rental Guarantee for?

The guaranteed rental amount is listed on the financial analysis.

When does the Rental Guarantee start?

The Rental Guarantee begins when you take occupancy of your home.

How is the contract sent?

The contract will be sent via DocuSign. Clients have a maximum of 12 hours to sign the purchase agreement to begin the 10-day cool off period. If the client does not sign within 12 hours from when the contract is sent, it will automatically expire at that time.

How long do I have to decide after singing the contract?

We provide a 10-day cooling off period. Anytime within and up to the 10th day, if you wish to cancel your offer you can, with any monies received by the developer being refundable back to you.

How is the deposit paid?

You can deliver the deposit by bank draft to a local BMO branch and you may wire transfer the deposit funds. The wire instructions to do this will be provided when a purchase agreement is signed.

NOTE: If a deposit is NOT received within one business day of signing the purchase agreement, it will automatically expire at that time.

What is the deposit amount needed, when is it needed?

1st Deposit: $20,000
2nd Deposit: Balance of 10% of purchase price in 90 days from contract date

What are my condo fees?

$0.43 / SQ.FT. includes heat, water, natural gas, amenities, property management, landscaping and snow removal.

When is possession?

Estimated closing date will be between 4th Quarter 2026 – 1st Quarter 2027

Do I have to provide a mortgage approval?

Yes, and can be provided from a mortgage broker or any major Canadian financial institution.

Am I allowed to assign my purchase?

Yes, assignments are permitted. However, the purchaser is responsible for any legal cost associated with the assignment estimated to be $700 – $1,000.

Do I need a lawyer in Alberta to buy a property in Alberta?

Yes, to do land title registration, the lawyer who processes the closing documents needs to be in Alberta. You can sign your closing documents from the comfort of your own home. Since the start of Covid-19, lawyers in Alberta can sign closing documents via zoom, and then you can courier them back to your lawyer in Alberta.

How does closing work when I am not there?

On closing day, designate your selected property manager permission to attend the closing day walk through, identify any deficiencies and sign the warranty letter of possession on your behalf.

How much is property tax in Calgary?

The property tax rate in Calgary is very low!

For 2020 the residential rate in Calgary is approximately 0.75% (of assessed value).

So that means that on a $300k (purchase price) unit you are looking at approximately $2250/year or $187/month in property taxes.

What are the closing costs in Alberta on a new condo?

Your total closing cost will be around $1,350.00 dollars for a legal representative to convey your purchase in Alberta. They do not need to be physically located in Alberta but must be licensed to practice in Alberta. We have also partnered with Kahane Law to provide you unmatched service and unbeatable rates in Calgary should you want to use a local representative.

Is there a 10-day cooling period after I buy like in Ontario?

Yes, you will have a 10 calendar day cooling period after signing just like in Ontario. If you wish to cancel your offer during the 10 days you can with no penalty.

How does HST/GST work in Alberta?

In Alberta the HST/GST is handled differently than Ontario.

In Ontario, as an investor, you pay approx 8% of the price (to a max of $24,000) on final closing and you apply for a rebate to get the HST back, and in most cases you get most of it back.

The HST in Ontario is money you have to pay on closing out of your own pocket. You cannot use a mortgage to pay for it.

This 8% (max $24,000) in Ontario is in addition to the $30-40k in closing costs you have to pay out of pocket and cannot roll into a mortgage.

In Alberta, you pay 5% of the price which is the GST portion on final closing.

The good news is that the 5% is included in your mortgage in Alberta!

As an investor, there is a program where you can apply to get a portion of the GST you paid rebated back to you. The maximum you get back is 36%.

If the price is up to $350k, you get back 36% of the GST you paid.

If the price is between $350k-$450k, it’s a sliding scale where the 36% rebate shrinks down to zero by the time you hit $450k.

The GREAT news about GST in Alberta is you can roll it into your mortgage, you DO NOT have to pay this money on closing out of your own pocket!

So for example (all figures approximates):

Purchase price $250,000 – you pay $12,500 in GST. you get a rebate back for $4500.
Actual total GST paid = $8000

Purchase price $350k – you pay $17,500 in GST. you get a rebate back for $6300.
Actual total GST paid = $11200

Purchase price $400k – you pay $20k in GST. you get rebate back for $3100.
Actual total GST paid = $16,900

Purchase price of $450k – you pay $22,500 in GST, nothing rebated back.

How do I get a mortgage for a property in Alberta if I live in Ontario (or anywhere else)?

Thankfully getting a mortgage in Alberta is easy, we have a great banking system in Canada that works coast to coast – it’s all the same whether you are in Ontario or Alberta or anywhere in Canada.

Do I have to go to Calgary to sign any documents?

No, everything from purchasing to closing can be done remotely without ever having to go to Calgary. Of course you are welcome to go visit the property if you want and check it out at any time.

What additional closing costs can I expect?

One big advantage in Alberta is that there is no land transfer tax or sales tax. Your purchase price does not include GST, unless otherwise noted.

Are there any hidden fees on closing?

No. There are no hidden costs such as levies or transfer taxes. There are no hidden costs such as levies or transfer taxes.

Do you offer electronic signing?

Yes. All paperwork will provided through secured document signing app DocuSign, DotLoop or NexOne.

I have other questions that I don’t see the answer to here...

If you have more questions please email me at andrew@truecondos.com or call/text 647-371-0110

Andrew la Fleur

Truecondos.com

Sales Representative, Remax Condos Plus

East Hills Calgary 2 3 steps