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Variable vs. Fixed Rate Debate Solved Once and For All – with Dustan Woodhouse

In Canada approximately 18% of all mortgages are variable rate mortgages. Dustan Woodhouse is one of Canada’s top mortgage brokers and 93% of his clients get variable rate mortgages - find out why on today’s episode. Related Links Dustan Woodhouse website Dustan’s video blog on Variable vs. Fixed Click Here for Episode Transcript Andrew la [...]

How will the market (and the banks) adapt to the new mortgage rules in 2018 – with Mortgage Jake

Jake Abramowicz (aka “Mortgage Jake”) returns to the show to discuss the mortgage market as we begin 2018. How will the new stress test affect investors? Is variable or fixed the way to go? Will the bank of Canada raise interest rates again? How will buyers and the banks adapt to the new mortgage rule [...]

Trying to Preserve Our Real Estate Utopia

We are the envy of the world. We have a stable government, solid economy, peaceful culture, and the Toronto condo market is the biggest and best in North America. Unfortunately the US is still a total gong show and continues to threaten to drag us and the rest of the free world down. The government is trying […]

Mortgage Rates Heading Back Down?

Mortgage rates have risen sharply over the past 2 months. Getting a 5-year fixed rate in the mid to low 3s was possible just a few weeks ago, but now 5-year rates are hovering around the low 4s with most lenders. Still, rates are very close to all-time lows and money is cheap. I got […]

Mortgage Rates Going Up Tomorrow

I’ve been telling my active buyer clients this for the past couple of weeks, but for those of you who are just readers and subscribers to this blog, get your application for pre-approval in ASAP because mortgage rates are definitely going up this week. Remember that most pre-approvals last for 90-120 days so if you […]