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The No Brainer Investment Formula

truman calgary formula plaza west district v2

WATCH THIS VIDEO

These Always Sell Out

SOLD OUT CALGARY plaza condos west district

Why Calgary?

Why Calgary new Mondrian June 2022 v2
toronto calgary plaza west district true condos

Location Highlights

plaza west district calgary location map true condos

WEST DISTRICT

A great neighbourhood creates connections, between neighbours, the land
and the community around it. Come to West District and you’ll realize that’s something we embrace wholeheartedly. We see beyond houses here. We look at the community as a group of connected parks, surrounded by beautiful homes – where beyond your front yard is another, even bigger yard. With plenty of places to play, gather and get out into nature. And the best part about our neighbourhoods? You live in one of them. But you get to enjoy the parks, water and trails in all of them.

Calgary West District Location Map Plaza

West District is an exciting new mixed-use community in the sought-after Southwest quadrant of the city. A master-plan featuring a central park and innovative stormwater pond, an amenity rich main streetscape, and 20-foot sidewalks that will serve to keep families and friends well connected. Find all the amenities you could ask for at nearby shopping centres on 85th Street as well as all the indoor activity you need at the nearby Westside Recreation Centre.

The Westside is desired by many home buyers because of it’s outstanding location and amenities. Enjoy convenient access to areas like Bragg Creek, Kananaskis Country, Banff, the foothills and beyond in as little as an hour. The Westside quadrant is the perfect place to bring your visiting friends and relatives or discover your new favourite local spot.

Live better® in Calgary’s most dynamic master-planned community.

A truly great neighbourhood creates connections; between neighbours, the land and the community around it. Explore West District and you’ll realize that’s something we embrace wholeheartedly. We see beyond homes here. We envision the West District master planned community as a city-wide destination – immersed in nature with plenty of space to live, work, play, gather and connect with each other.

plaza west district calgary true condos exterior

complete convenience

Thriving Connectivity
West District’s wide, open, pedestrian-friendly streets and pathways criss-cross the new district, connecting to the established family neighbourhoods around it. With area residents easily able to come and go from the park, outdoor gathering spaces and amazing shops and retailers, West District is a safe and welcome connection point for the entire neighbourhood – and visitors from all over the city. Cyclists have top priority too. It’s easy to get to and from West District along cycling routes such as the bike lanes on Broadcast Ave.

Vibrant Community
Grab a coffee at one of the many trendy cafés. Meet a friend wine and appetizers on the patio at one of the many culinary hot spots. Take the family for ice cream after a bike ride around the neighbourhood. Or shop for the latest fashions. No matter what you’re looking for, you’ll find it, just steps away from your home in West District.

A gem right on Broadcast Avenue is Deville Coffee –unforgettable for the coffee, goodies and modern industrial decor filled with long time happy customers. Serving communities since 2008 across Alberta & BC, and locally owned by people who live in the communities they operate, it truly feels as if their cafe is steeped in connection.

Getting Downtown
Long Grass Studio & Workshop – a vibrant, independent art studio & workshop. Join them in the studio to design, create and build great puppets, build masks and sculptures and design your own fused glass. Located in Springbank, snuggled between Calgary and the soaring Rocky Mountains.

Not only does your community in West District provide a vibrant range of shops
and services, it also offers over 1,000,000 square feet of open, airy professional offices, studios and flex space.

Whatever your fitness passion, you’ll find fantastic options in the West District area from boxing, to cycle, yoga, crossfit classes and more.

Even if you have a vehicle, public transit is the way to go when venturing downtown via the C-Train, as it is affordable and easy to use. Just follow Google Maps, hop on to the nearest C-Train station right in Aspen Woods – 69 Street Station. If walking is more your style, you can take in the scenery towards Edworthy Park, taking in a beautiful view of the city skyline and walking to the valley along the Bow River which includes the majestic Douglas Fir Trail and historical Lawrey Gardens.

Plaza Condos West District

I’m interested in buying a unit, what do I do next?

If you are interested in securing a unit, the next step is to fill out a worksheet at truecondos.com/worksheet with all your information and your top-3 suite choices.

Demand is very high, units are selling quickly and will sell out soon – get your worksheet filled out right away.

Questions? Call 647-371-0110

How long is the Rental Guarantee for?

The guaranteed rental amount is listed on the financial analysis.

When does the Rental Guarantee start?

The Rental Guarantee begins when you take occupancy of your home.

How is the contract sent?

The contract will be sent via DocuSign. Clients have a maximum of 12 hours to sign the purchase agreement to begin the 10-day cool off period. If the client does not sign within 12 hours from when the contract is sent, it will automatically expire at that time.

How long do I have to decide after singing the contract?

We provide a 10-day cooling off period. Anytime within and up to the 10th day, if you wish to cancel your offer you can, with any monies received by the developer being refundable back to you.

How is the deposit paid?

You can deliver the deposit by bank draft to a local BMO branch and you may wire transfer the deposit funds. The wire instructions to do this will be provided when a purchase agreement is signed.

NOTE: If a deposit is NOT received within one business day of signing the purchase agreement, it will automatically expire at that time.

What is the deposit amount needed, when is it needed?

1st Deposit: $20,000
2nd Deposit: Balance of 10% of purchase price in 90 days from contract date

What are my condo fees?

$0.43 / SQ.FT. includes heat, water, natural gas, amenities, property management, landscaping and snow removal.

When is possession?

Estimated closing date will be between 4th Quarter 2026 – 1st Quarter 2027

Do I have to provide a mortgage approval?

Yes, and can be provided from a mortgage broker or any major Canadian financial institution.

Am I allowed to assign my purchase?

Yes, assignments are permitted. However, the purchaser is responsible for any legal cost associated with the assignment estimated to be $700 – $1,000.

Do I need a lawyer in Alberta to buy a property in Alberta?

Yes, to do land title registration, the lawyer who processes the closing documents needs to be in Alberta. You can sign your closing documents from the comfort of your own home. Since the start of Covid-19, lawyers in Alberta can sign closing documents via zoom, and then you can courier them back to your lawyer in Alberta.

How does closing work when I am not there?

On closing day, designate your selected property manager permission to attend the closing day walk through, identify any deficiencies and sign the warranty letter of possession on your behalf.

How much is property tax in Calgary?

The property tax rate in Calgary is very low!

For 2020 the residential rate in Calgary is approximately 0.75% (of assessed value).

So that means that on a $300k (purchase price) unit you are looking at approximately $2250/year or $187/month in property taxes.

What are the closing costs in Alberta on a new condo?

Your total closing cost will be around $1,350.00 dollars for a legal representative to convey your purchase in Alberta. They do not need to be physically located in Alberta but must be licensed to practice in Alberta. We have also partnered with Kahane Law to provide you unmatched service and unbeatable rates in Calgary should you want to use a local representative.

Is there a 10-day cooling period after I buy like in Ontario?

Yes, you will have a 10 calendar day cooling period after signing just like in Ontario. If you wish to cancel your offer during the 10 days you can with no penalty.

How does HST/GST work in Alberta?

In Alberta the HST/GST is handled differently than Ontario.

In Ontario, as an investor, you pay approx 8% of the price (to a max of $24,000) on final closing and you apply for a rebate to get the HST back, and in most cases you get most of it back.

The HST in Ontario is money you have to pay on closing out of your own pocket. You cannot use a mortgage to pay for it.

This 8% (max $24,000) in Ontario is in addition to the $30-40k in closing costs you have to pay out of pocket and cannot roll into a mortgage.

In Alberta, you pay 5% of the price which is the GST portion on final closing.

The good news is that the 5% is included in your mortgage in Alberta!

As an investor, there is a program where you can apply to get a portion of the GST you paid rebated back to you. The maximum you get back is 36%.

If the price is up to $350k, you get back 36% of the GST you paid.

If the price is between $350k-$450k, it’s a sliding scale where the 36% rebate shrinks down to zero by the time you hit $450k.

The GREAT news about GST in Alberta is you can roll it into your mortgage, you DO NOT have to pay this money on closing out of your own pocket!

So for example (all figures approximates):

Purchase price $250,000 – you pay $12,500 in GST. you get a rebate back for $4500.
Actual total GST paid = $8000

Purchase price $350k – you pay $17,500 in GST. you get a rebate back for $6300.
Actual total GST paid = $11200

Purchase price $400k – you pay $20k in GST. you get rebate back for $3100.
Actual total GST paid = $16,900

Purchase price of $450k – you pay $22,500 in GST, nothing rebated back.

How do I get a mortgage for a property in Alberta if I live in Ontario (or anywhere else)?

Thankfully getting a mortgage in Alberta is easy, we have a great banking system in Canada that works coast to coast – it’s all the same whether you are in Ontario or Alberta or anywhere in Canada.

Do I have to go to Calgary to sign any documents?

No, everything from purchasing to closing can be done remotely without ever having to go to Calgary. Of course you are welcome to go visit the property if you want and check it out at any time.

What additional closing costs can I expect?

One big advantage in Alberta is that there is no land transfer tax or sales tax. Your purchase price does not include GST, unless otherwise noted.

Are there any hidden fees on closing?

No. There are no hidden costs such as levies or transfer taxes. There are no hidden costs such as levies or transfer taxes.

Do you offer electronic signing?

Yes. All paperwork will provided through secured document signing app DocuSign, DotLoop or NexOne.

I have other questions that I don’t see the answer to here...

If you have more questions please email me at andrew@truecondos.com or call/text 647-371-0110

Andrew la Fleur

Truecondos.com

Sales Representative, Remax Condos Plus

East Hills Calgary 2 3 steps