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The No Brainer Investment Formula

These Always Sell Out

Why Calgary?

Location Highlights

YORKVILLE – SW CALGARY

CENTRAL PARK
Yorkville stands out with its thoughtful community planning and a variety of features designed to enhance the lifestyle of its residents. One of the main highlights is the Central Park, which spans four acres and is built to be accessible year-round.

This park is not just a green space, but a hub of activity with facilities such as a state-of-the-art accessible playground, a skatepark, ping-pong tables, and a pavilion that hosts community events. Additionally, the park includes a dog park, making it pet-friendly and fostering a sense of community among dog owners.

PEDESTRIAN FRIENDLY DESIGN
The community’s design also emphasizes connectivity and convenience. Pedestrian friendly streets and comprehensive pathways encourage walking and biking, linking residents to local amenities and green spaces. This network of paths not only promotes a healthy lifestyle but also helps in reducing vehicular traffic within the community.

FUTURE EXPANSIONS
The community’s planning includes future expansions and the addition of more amenities such as a storm pond and environmental reserves, which will further enhance the natural beauty and utility of the area. With two future school sites conveniently located within Yorkville, the community serves as an ideal location for growing families. These features make Yorkville not just a place to live but a place to thrive, offering a balanced and enriched lifestyle for its residents.

Violette Condos

I’m interested in buying a unit, what do I do next?

If you are interested in securing a unit, the next step is to fill out a worksheet at truecondos.com/worksheet with all your information and your top-3 suite choices.

Demand is very high, units are selling quickly and will sell out soon – get your worksheet filled out right away.

Questions? Call 647-371-0110

How long is the Rental Guarantee for?

The guaranteed rental amount is listed on the financial analysis.

When does the Rental Guarantee start?

The Rental Guarantee begins when you take occupancy of your home.

Do the units offered have positive cash flow?

All our units have positive cash flow. Based off a 20% down payment with a mortgage based on 30-year amortization, and today’s mortgage rates of around 2.00%.

Who is the property manager?

The property manager will be a third-party accredited property management company in Calgary which successfully manages hundreds of rental units in Alberta.

How many purchases are allowed on a contract?

Up to two (2) are permitted to go on as purchasers on one contract.

Am I allowed to assign the purchase agreement? Is there a fee?

Yes, you can assign. The assignment fee is 2% of the price, but this fee is waived if the purchaser selects the Flex or Extended deposit plan.

What is the deposit structure?

There are 3 options for deposit starting at just 5%. For more details see the investor package files.

When is closing on my unit?

Estimated occupancy is mid 2025.

What are the closing costs in Alberta on a new condo?

Your total closing cost will be around $1,500 dollars for a legal representative to convey your purchase in Alberta. They do not need to be physically located in Alberta but must be licensed to practice in Alberta. We have also partnered with Kahane Law to provide you unmatched service and unbeatable rates in Calgary should you want to use a local representative.

How long do I have to decide after writing a contract?

A 10-day cooling off period is required by law in Alberta. Anytime within and up to the 10th day, if you wish to cancel your offer you are able to, with any monies received by the developer being refundable back to you.

Are there any hidden fees on closing?

No. There are no hidden costs such as levies or transfer taxes.

Do you offer electronic signing?

Yes. All paperwork will provided through secured document signing app DocUsign, DotLoop or NexOne.

How much is property tax in Calgary?

The property tax rate in Calgary is very low!

For 2020 the residential rate in Calgary is approximately 0.75% (of assessed value).

So that means that on a $300k (purchase price) unit you are looking at approximately $2250/year or $187/month in property taxes.

Do I need a lawyer in Alberta to buy?

Same as in Ontario, you will need a lawyer at closing to close the property, and the lawyer has to be licensed in Alberta.

When the time comes we can put you in touch with a few lawyers in Calgary who can handle the transaction for you.

The cost will be approximately $1000-2000 for a lawyer.

Is there a 10-day cooling period after I buy like in Ontario?

Yes, you will have a 10 calendar day cooling period after signing just like in Ontario. If you wish to cancel your offer during the 10 days you can with no penalty.

How does HST/GST work in Alberta?

In Alberta the HST/GST is handled differently than Ontario.

In Ontario, as an investor, you pay approx 8% of the price (to a max of $24,000) on final closing and you apply for a rebate to get the HST back, and in most cases you get most of it back.

The HST in Ontario is money you have to pay on closing out of your own pocket. You cannot use a mortgage to pay for it.

This 8% (max $24,000) in Ontario is in addition to the $30-40k in closing costs you have to pay out of pocket and cannot roll into a mortgage.

In Alberta, you pay 5% of the price which is the GST portion on final closing.

The good news is that the 5% is included in your mortgage in Alberta!

As an investor, there is a program where you can apply to get a portion of the GST you paid rebated back to you. The maximum you get back is 36%.

If the price is up to $350k, you get back 36% of the GST you paid.

If the price is between $350k-$450k, it’s a sliding scale where the 36% rebate shrinks down to zero by the time you hit $450k.

The GREAT news about GST in Alberta is you can roll it into your mortgage, you DO NOT have to pay this money on closing out of your own pocket!

So for example (all figures approximates):

Purchase price $250,000 – you pay $12,500 in GST. you get a rebate back for $4500.
Actual total GST paid = $8000

Purchase price $350k – you pay $17,500 in GST. you get a rebate back for $6300.
Actual total GST paid = $11200

Purchase price $400k – you pay $20k in GST. you get rebate back for $3100.
Actual total GST paid = $16,900

Purchase price of $450k – you pay $22,500 in GST, nothing rebated back.

How do I get a mortgage for a property in Alberta if I live in Ontario (or anywhere else)?

Thankfully getting a mortgage in Alberta is easy, we have a great banking system in Canada that works coast to coast – it’s all the same whether you are in Ontario or Alberta or anywhere in Canada.

Do I have to go to Calgary to sign any documents?

No, everything from purchasing to closing in 3 years time can be done remotely without ever having to go to Calgary. Of course you are welcome to go visit the property if you want and check it out at any time.

I have other questions that I don’t see the answer to here...

If you have more questions please email me at andrew@truecondos.com or call/text 647-371-0110

Andrew la Fleur

Truecondos.com

Sales Representative, Remax Condos Plus

East Hills Calgary 2 3 steps